Understanding the threat of estate taxes on your life insurance proceeds is the first step in protecting these funds from unnecessary taxation. The next steps are determining the appropriate ownership
Aging in Place
According to the Families USA Senior Watch, nineteen to one, older Americans in need of long term care, would prefer to be cared for at home. These older adults who are over 65 years of ag
Paying for Long Term Care
How will you pay for long term care?
Among all the uncertainties surrounding professional long term care is one sure thing: It costs a lot. Unfortunately, public programs cover only so much of the cos