Health insurance is more important and more complicated than ever. One of these complications takes shape in the form of open enrollment periods. What are they, when are they, and how do you take adva
Four Questions About Aging In Place
Q) What is “Aging in Place?”
Aging in place is the ability to live in one’s own home and community safely, independently, and comfortably, regardless of age, income, or ability level. –CDC
Q) What Ele
What Makes Certified Senior Advisors Exceptional? The CSA Difference
The CSA Difference is the manner in which a professional who is a specialist in aging executes services or develops products for the benefit of older adults and their families.
Using the CSA differenc
Home Care Costs and Retirement
Health care costs are rising across the board, but nursing home bills are without a doubt skyrocketing the fastest. Their expense has grown at twice the rate of US inflation for the last five years. T
4 Things Any Financial Advisor Can Learn From Their Grandparents
There’s a lot we can learn from our grandparents, and as a financial advisor working with seniors and soon-to-be retirees, it’s useful to channel all those lessons you remember about your grandparents
The RIGHT Way to Approach Long-Term Care Insurance
Six steps to the safe, affordable protection you need.
1. Consider long-term care insurance (LTCI) when still fairly young, as you approach your 50’s.
Why? Rates are lower then, and you’re more likely
What Is Whole Life Insurance?
Most people are familiar with whole life insurance. For many years, whole life policies were the predominant type of life insurance sold in America.
When you purchase a whole life policy, you traditio
When a Reverse Mortgage is not the Best Option
You may have heard of this thing called a reverse mortgage as a way to provide liquid cash during your retirement. As you try and plan your finances for your golden years, you research a reverse mortg
Reverse Mortgages – More than Just a Last Resort
Prior to some new rules being implemented in 2009 and 2014 and an overhaul of the government’s insurance program in 2013, reverse mortgages were considered to be a last resort for cash-strapped senior
Six Frequently Asked Questions About Reverse Mortgages
Unlike a traditional home equity loan or home equity line of credit, a reverse mortgage doesn’t have to be repaid until the last surviving borrower no longer lives in the home, or the home is sold. If