Just because you’ve saved up for retirement doesn’t always mean you’ll have the funds necessary to get you through it. It’s hard to plan for everything that can come with retirement, especially higher
I’m Retired. Do I Need Life Insurance?
A lot of things change after you retire. It takes a lot of time to adjust to your extra free time, no longer needing to wake up at a certain time to be at the office. And one of those things that chan
What Is Whole Life Insurance?
Most people are familiar with whole life insurance. For many years, whole life policies were the predominant type of life insurance sold in America.
When you purchase a whole life policy, you traditio
When a Reverse Mortgage is not the Best Option
You may have heard of this thing called a reverse mortgage as a way to provide liquid cash during your retirement. As you try and plan your finances for your golden years, you research a reverse mortg
Can You Enjoy Retirement on a Fixed Income?
Remember what it was like to be on an allowance as a child? A couple of dollars a month, if you were lucky. How did you ever stretch that to do the things you wanted to do?
Retirement isn’t so differe
Reverse Mortgages – More than Just a Last Resort
Prior to some new rules being implemented in 2009 and 2014 and an overhaul of the government’s insurance program in 2013, reverse mortgages were considered to be a last resort for cash-strapped senior
What Is Universal Life Insurance?
Universal life insurance was developed in the late 1970s to overcome some of the disadvantages associated with term and whole life insurance. As with other types of life insurance, you pay regular pre
How Can I Keep My Money from Slipping Away?
As with virtually all financial matters, the easiest way to be successful with a cash management program is to develop a systematic and disciplined approach.
By spending a few minutes each week to mai
Disaster Preparedness for Senior Citizens
Senior citizens can protect themselves and cope with disaster by planning ahead. Knowing what to do is your best protection. First of all, it is a good idea to know which kinds of disasters are most c