Many advisors believe that term life insurance policies are worthless once the need is gone or the term expires. But there’s a big opportunity that most advisors miss out on with term policies, and th
I’m Retired. Do I Need Life Insurance?
A lot of things change after you retire. It takes a lot of time to adjust to your extra free time, no longer needing to wake up at a certain time to be at the office. And one of those things that chan
How Does Open Enrollment Work for Retirees?
Health insurance is more important and more complicated than ever. One of these complications takes shape in the form of open enrollment periods. What are they, when are they, and how do you take adva
What Makes Certified Senior Advisors Exceptional? The CSA Difference
The CSA Difference is the manner in which a professional who is a specialist in aging executes services or develops products for the benefit of older adults and their families.
Using the CSA differenc
How to Retire as a Small Business Owner
A recent survey shows that more than half of small business owners don’t have a retirement plan in place, and more than one-quarter don’t believe they will be able to retire comfortably. These numbers
Home Care Costs and Retirement
Health care costs are rising across the board, but nursing home bills are without a doubt skyrocketing the fastest. Their expense has grown at twice the rate of US inflation for the last five years. T
4 Things Any Financial Advisor Can Learn From Their Grandparents
There’s a lot we can learn from our grandparents, and as a financial advisor working with seniors and soon-to-be retirees, it’s useful to channel all those lessons you remember about your grandparents
The RIGHT Way to Approach Long-Term Care Insurance
Six steps to the safe, affordable protection you need.
1. Consider long-term care insurance (LTCI) when still fairly young, as you approach your 50’s.
Why? Rates are lower then, and you’re more likely
What Is Whole Life Insurance?
Most people are familiar with whole life insurance. For many years, whole life policies were the predominant type of life insurance sold in America.
When you purchase a whole life policy, you traditio
Seniors and Poverty
According to a study by the Economic Policy Institute, almost half of American seniors are in financially unstable situations. This doesn’t mean they are living in poverty, but it means they are only