Living trusts enable you to control the distribution of your estate, and certain trusts may enable you to reduce or avoid many of the taxes and fees that will be imposed upon your death.
A trust is a
Maximizing Your Insurance Benefits
Understanding the threat of estate taxes on your life insurance proceeds is the first step in protecting these funds from unnecessary taxation. The next steps are determining the appropriate ownership
Can I Benefit from an A-B Trust?
Married couples have several ways to potentially avoid any estate tax liability when they leave assets to each other.
Because of the unlimited marital deduction, no estate taxes are due when one spous
The Cost of Assisted Living Services Across America
For many seniors, there comes a time when they may need help with some of the daily aspects of their lives. However, not everyone has the same needs as everyone else. Some seniors may require constant
Eligible Reverse Mortgage Property Types
There is often confusion about what property types qualify for a Reverse Mortgage. If you are considering a Reverse Mortgage, the first step would be to determine whether or not your property is eligi
U.S. Census Report Reveals High Poverty Among Seniors
A report released by the U.S. Census Bureau reinforces the urgent need to address senior hunger in the U.S. The number of seniors facing the threat of hunger and poverty is increasing and increasing s
Paying for Long Term Care
How will you pay for long term care?
Among all the uncertainties surrounding professional long term care is one sure thing: It costs a lot. Unfortunately, public programs cover only so much of the cos
Paying for Long Term Care
Long-term care services include personal care services like bathing, doing household chores, and other activities, to help you stay independent in your community. Long-term care also includes communit
Planning for Long Term Care
About 70 percent of people over age 65 require some type of long-term care services during their lifetime. More than 40 percent will need care in a nursing home. Since there is a good chance that you