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Advance Directives, Living Wills, and Living Trusts
Do you have a specific plan in place for your end-of-life care? Or how your family will be cared for after you pass? Many people put off such tasks because they find them unpleasant, but in order to a
The Aid and Attendance Pension Benefit – Does Your Loved One Qualify?
For aging veterans, getting the proper level of home care is important for many reasons. Elderly individuals may require assistance at home and, if they are wartime veterans age 65 or over or the surv
How Can I Control the Distribution of My Estate?
There are a number of ways your estate can be distributed to your heirs after your death. Each allows a different degree of control over distribution, and each poses different challenges and opportuni
What Is Diversification?
Virtually every investment has some type of risk associated with it. The stock market rises and falls. An increase in interest rates can cause a decline in the bond market. No matter what you decide t
FHA Reverse Mortgage
An FHA reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), is a loan insured by the United States Federal Government.
After the Great Depression, the United States Congress passe
What Is Universal Life Insurance?
Universal life insurance was developed in the late 1970s to overcome some of the disadvantages associated with term and whole life insurance. As with other types of life insurance, you pay regular pre
How to Bust the Medicaid Mindboggler
Introduction: Having extensively researched the mindboggling social service programs of Institutional Medicaid and Global Options, and having helped countless frustrated applicants through the procedu
Can You Get A Reverse Mortgage on a Manufactured Home?
Can you get a reverse mortgage on a manufactured home? This is an interesting question that usually comes up among seniors who own manufactured homes. This article will provide the answers you are loo
Six Tips Every Homeowner Must Know Before Hiring a Contractor
“I need a new roof installed in my home and am concerned about the horror stories of homeowners being ripped off by shoddy contractors, what is the best way to protect myself?” Jan S. Ann Arbor.